Homeownership Walk In Application

We believe that everyone should have a safe, affordable place to call home.

To carry out our vision, we partner with individuals and families from application through construction to when the keys are handed over.

By working with us from beginning to end, we can help prospective individuals prepare for the various responsibilities of homeownership, including learning about personal finances, mortgages, maintenance and upkeep of homes, and much more.

Habitat’s path to homeownership is an important and in-depth process, requiring hard work, time and dedication. But this helps to ensure the long-term success of Habitat homeowners.

How to qualify for a Habitat home
Habitat homeowners must be active participants in building a better home and future for themselves and their families. Every Habitat home is an investment. For us, it is one answer to a critical need, and we believe that stronger homes will create stronger communities.

Prospective Habitat homeowners must demonstrate a need for safe, affordable housing. Need will vary from community to community. Habitat homeowners must have income between 30% & 80% of the area median income for Midland County. To verify area median incomes, view our flyer: https://midlandhabitat.org/wp-content/uploads/sites/39/2019/09/Partner-Family-Flyer20.pdf

Once selected, Habitat homeowners must partner with us throughout the process. This partnership includes performing “sweat equity,” or helping to build their own home or the homes of others in our homeownership program. Sweat equity can also include taking homeownership classes or performing volunteer work in a Habitat ReStore.

Homeowners must also be able and willing to pay an affordable mortgage. Mortgage payments are cycled back into the community to help build additional Habitat houses.

Walk in application dates are:
Friday, Oct 11th 5 – 7pm
Saturday, October 12th, 9am – 11am
Friday, Oct 18th, 5 – 7pm
Saturday, Oct. 19, 9am – 11am
Friday, Oct. 25, 5 – 7pm

Items to bring with you when you apply:
1. 2018 W2 and a recent paycheck stub (please include all incomes as this will help us determine if
you can afford a Habitat home)
2. Proof of other sources of income such as Social Security, SSI, child support and/or alimony
3. A recent rent or house payment receipt
4. Current electrical, heat, water/sewer, and telephone bills
5. Verification of payments on a car loan
6. Evidence of any other debts you are paying on or are obliged to pay
7. Tax return from previous year
8. If you are self-employed, please provide two years of tax returns

For more information contact Marlane Davis, 989-496-0900 x22 or office@midlandhabitat.org